Microcredit changes lives in rural Kenya


  1. Peris Wairimu, VoicesofAfrica alumna, Meru, Kenya
    Microcredit in Meru, Kenya, is one of the projects funded by Mesics Foundation, a charity based in the Netherlands, aiming at promoting women who have already indulged in various income-generating projects but are financially unstable. This project also aims at encouraging Meru women to work an extra mile and be self reliance thus stabilizing their basic needs independently.
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    The foreign aid that comes through sister Gemma Kathure also the coordinating sister in the women department in the Catholic Church Meru Diocese,has boosted Meru residents to a higher level especially a time like now other parts of the country are facing starvation. Due to adequate water supply in the area, a tremendous advance has been made in Agriculture which with the micro credit and technical advices from various institutions, people are growing more staple crops and also engaging in introduction of more nutritious crops not previously grown.

    Through micro-credit also,great improvements have taken place in Agricultural production as a result of better farm management and increased use of fertilizers and pesticides. Despite a bank loan where women are supposed to carry their husbands Identity Cards,log books, signatures among others for security purposes, a micro credit woman is free to receive and invest on anything of her wish as long as its an income generating activity which will assist in upgrading her family's living condition. With the aid of MESICS this has been going on for years now and NO cases of starvation have ever been reported in the larger Meru region.

    The project has so far helped in curbing the situation since prevention is better than cure. For example in the North Eastern part of Kenya people and livestock are dying of starvation, poverty and epidemics due to lack of technical training and support from the concerned authorities to residents who depend on cattle for living. Due to lack of water in such areas vegetation cannot grow and crops cannot be raised. The shortage of vegetation also limits grazing and nomadic herdsmen(pastoralism) move their animals over vast areas in search of pasture. Lack of effective market and water for their livestock is therefore the chief obstacle.

    Thus the main problem is not of food shortage but of economic inequality. This inequality can be reduced by educating residents on other OPTIONS like bee keeping which does very well in dry areas. Meanwhile residents can be trained on various improvements in livestock keeping thus enabling people in underdeveloped parts of Kenya enjoy more and better foods.



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